{"id":3769,"date":"2021-03-29T08:00:43","date_gmt":"2021-03-29T06:00:43","guid":{"rendered":"http:\/\/contattoblogs.timslatter.co.za\/?p=3769"},"modified":"2021-03-29T08:00:43","modified_gmt":"2021-03-29T06:00:43","slug":"protecting-your-income-for-a-better-outcome","status":"publish","type":"post","link":"https:\/\/zcp.co.za\/main\/protecting-your-income-for-a-better-outcome\/","title":{"rendered":"Protecting your income for a better outcome"},"content":{"rendered":"<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">A few short decades ago, we lived in a world that seemed to have far more security and certainty. The rate of change was slower, and many assumed that if you stuck to the system, the system would look after you.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Social security, income security and good health were taken for granted in developed countries. The chance of losing one or all of the above didn\u2019t feature too highly in financial plans. As you\u2019re reading this, you are most likely already acutely aware that this is no longer the world in which we live.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">From attacks on political structures that we assumed were unassailable to economic systems bending to the will and manipulation of the mega-wealthy or well-organised-online-communities &#8211; it\u2019s harder and harder to protect our financial and life plans.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Planning for protection if you lose your income has simply become imperative.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">There are financial products that can help with this, and there are financial planning strategies that can help with this.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">When it comes to products, income protection is a popular option. These financial products are primarily designed to pay you a benefit if you cannot work for a while because of illness or injury. As needs evolve, the products evolve too, and some can be set up to provide an income due to retrenchment (not voluntary resignation).<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">When it comes to financial planning strategies, one can leverage or sell assets to cover a period of non-income or set up emergency funds that give you access to up to six months of income should you need it.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Unfortunately, many people take a head-in-sand approach when it comes to income protection, believing that they\u2019ll never be inflicted with a disability, or assuming they can find a quick resolution if they are.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">However, this doesn\u2019t necessarily equate to positive thinking but rather naivet\u00e9. A more responsible approach would be to hope that disaster won\u2019t strike while still having a back-up plan for when life has other ideas; because life will have other ideas.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">If you\u2019re going through an income crisis presently, then it\u2019s hard to plan for the eventuality of another. You will now need professional financial advice more than ever to swim through the rough waters to solid ground. Only once you have regained an income, and are in an income-secure space, can you begin to protect your income for a better outcome.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">If you are currently income-secure, make sure you have a strategy in place to build up resilience and protection for one of your greatest assets &#8211; your income!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A few short decades ago, we lived in a world that seemed to have far more security and certainty. The rate of change was slower, and many assumed that if you stuck to the system, the system would look after you. Social security, income security and good health were taken for granted in developed countries. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3791,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,28],"tags":[],"class_list":{"0":"post-3769","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","6":"hentry","7":"category-blog","8":"category-market","10":"post-with-thumbnail","11":"post-with-thumbnail-large"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Protecting your income for a better outcome - ZC PRETORIUS<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/zcp.co.za\/main\/protecting-your-income-for-a-better-outcome\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Protecting your income for a better outcome - ZC PRETORIUS\" \/>\n<meta property=\"og:description\" content=\"A few short decades ago, we lived in a world that seemed to have far more security and certainty. The rate of change was slower, and many assumed that if you stuck to the system, the system would look after you. Social security, income security and good health were taken for granted in developed countries. 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