{"id":3951,"date":"2021-11-15T08:30:26","date_gmt":"2021-11-15T06:30:26","guid":{"rendered":"https:\/\/contattoblogs.timslatter.co.za\/?p=3951"},"modified":"2021-11-15T08:30:26","modified_gmt":"2021-11-15T06:30:26","slug":"tired-of-being-anxious-about-money","status":"publish","type":"post","link":"https:\/\/zcp.co.za\/main\/tired-of-being-anxious-about-money\/","title":{"rendered":"Tired of being anxious about money?"},"content":{"rendered":"

Of all conversations about money, there\u2019s a common emotion that comes up. It\u2019s one that everyone feels alone in, that they\u2019re the only ones to feel this, but time and time again, it appears in daily financial conversations, reminding us that we\u2019re actually not alone.<\/span><\/p>\n

This feeling?\u00a0<\/span><\/p>\n

Anxiety.<\/span><\/p>\n

One of the reasons for this is that we grow up thinking that our adult life will look a certain way. We think we will either follow in our parents\u2019 footsteps or are determined to avoid their mistakes and hopefully turn out considerably better.\u00a0<\/span><\/p>\n

But the reality is that no matter what our plans or perceptions were growing up, they seldom take that form when we\u2019re all grown up. It\u2019s not uncommon to see people sharing their social media stories about how hard their day of \u201cadulting\u201d has been.<\/span><\/p>\n

As New York Times financial writer Carl Richards once said; Almost everybody has an idea of what the financial life of their dreams would look like. Almost nobody has a plan for how to get there.<\/span><\/p>\n

This is why so many people feel anxious about their money. They know where they\u2019d like to be, but they don\u2019t know how to get there.<\/span><\/p>\n

Well, maybe that\u2019s not entirely true. It\u2019s like when the doctor tells us to eat more vegetables and exercise for at least an hour a day; it\u2019s information we know but don\u2019t really have the motivation to do something about it. We can either wait for a crisis or choose to do something about it before the proverbial hits the fan.<\/span><\/p>\n

Putting a basic, anxiety fighting financial plan into place begins really small and super manageable.<\/span><\/p>\n

Here are four steps that we\u2019ve talked about several times before but need to hear again.<\/span><\/p>\n

First: Pay attention to your spending.<\/b><\/p>\n

Some people call this budgeting, but it\u2019s actually even easier. All we have to do is begin by paying close attention to how we spend money. It\u2019s the first step to budgeting, but it\u2019s also the first step to finding wasted money and learning to confront unhealthy spending habits.<\/span><\/p>\n

Second: Find wasted money.<\/b><\/p>\n

As Carl Richards also says: The hard part of saving isn’t saving itself. The hard part is finding the money to save. With life having changed so radically in the last 24 months, you might very well have subscriptions or memberships that you\u2019re still paying for but not using. You might also eat in more, and find that you don\u2019t need to spend so much on takeout. Or perhaps your family needs one less vehicle and can cut back on the payments, maintenance and insurance costs on additional vehicles.<\/span><\/p>\n

When you\u2019ve found wasted money, don\u2019t simply find something new to spend it on; automate your savings, even if it\u2019s 50 bucks a week.<\/span><\/p>\n

Third: Automate savings.<\/b><\/p>\n

Online banking makes this concept a dream. Set up a basic savings pocket that automatically pulls the money you were spending on gym or car payments. It\u2019s not going to hurt because you didn\u2019t use this money for anything else anyway. But now, instead of the money going to someone else, it will start to build up into your own savings account.<\/span><\/p>\n

These are three things that you can start doing today. You don\u2019t need to meet with anyone, gain approval or radically change your life. All you need to do is pay attention to your spending, find wasted money and automate savings.<\/span><\/p>\n

Before you know it, you will feel less anxious about finances, and we\u2019ll be able to have better, more meaningful conversations about money and the future.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Of all conversations about money, there\u2019s a common emotion that comes up. It\u2019s one that everyone feels alone in, that they\u2019re the only ones to feel this, but time and time again, it appears in daily financial conversations, reminding us that we\u2019re actually not alone. This feeling?\u00a0 Anxiety. One of the reasons for this is […]<\/p>\n","protected":false},"author":1,"featured_media":3952,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,27],"tags":[],"class_list":{"0":"post-3951","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","6":"hentry","7":"category-blog","8":"category-life","10":"post-with-thumbnail","11":"post-with-thumbnail-large"},"yoast_head":"\nTired of being anxious about money? - ZC PRETORIUS<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/zcp.co.za\/main\/tired-of-being-anxious-about-money\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tired of being anxious about money? - ZC PRETORIUS\" \/>\n<meta property=\"og:description\" content=\"Of all conversations about money, there\u2019s a common emotion that comes up. It\u2019s one that everyone feels alone in, that they\u2019re the only ones to feel this, but time and time again, it appears in daily financial conversations, reminding us that we\u2019re actually not alone. This feeling?\u00a0 Anxiety. 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